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Benefits payable on death

One of the important benefits often associated with pension arrangements is the availability of benefits payable on or after your death. These benefits are very important as they are the means by which you can make financial provision for dependants and beneficiaries.

The benefits payable depend on the type of pension scheme that you may be in and other circumstances such as whether or not you have dependants.

Benefits may be paid in a lump sum or could be in the form of a pension payable to dependants such as your partner, spouse or children.

You should find out about the benefits that would be paid in the event of your death. If no benefits are payable or if these would be insufficient to provide for your dependants, then you should look at taking out life assurance cover or increasing the level of benefits payable.

The State provides a basic pension benefit of approximately €10,000 per annum to Widows, Widowers and Surviving Civil Partners.

Dependants and beneficiaries

Pension arrangements provide benefits to you when you retire...

Benefits payable on death in service as a lump sum

Some pension arrangements provide lump sum benefits to beneficiaries in the event of a member's death...

Benefits payable on death in service as a pension to dependants

Some pension arrangements provide pension benefits to dependants in the event of a member's death in service...

Benefits payable on death after retirement

Some pension arrangements provide pension benefits to dependants in the event of a member's death after retirement...

Benefits payable on death after leaving service

If a member leaves service of an employer with a future entitlement to a pension benefit...

Personalise now and find out more...

There is more information that you could learn about planning for retirement in relation to your specific situation.

But first you'll have to tell us more about yourself.