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Benefits payable on death

Benefits payable on death after retirement

Some pension arrangements provide pension benefits to dependants in the event of a member’s death after retirement. This may be determined by the rules of the pension arrangement or may be as a result of choices made by the member at retirement.

The benefits payable depend on the type of pension arrangement that you may be in and other circumstances such as whether or not you have dependants.

Example

James is a member of a pension scheme. His pension is €30,000 per annum and he is covered for a spouse's pension benefit of 50% of pension. If James dies, a pension benefit of €15,000 per annum is payable to his spouse or civil partner.