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Pension charges

Pension arrangements are financial services products, and as such are subject to charges.

It is important for you to understand these fees and charges and who is paying them as they can have a significant impact on the amount of your pension fund.

Impact of charges

Fees and charges can have a significant impact on the value of a pension fund over a long period of time...

Entry fees, contribution charges or bid/offer spreads

Entry fees are normally expressed as a percentage of contributions (or transfers in), for example 2% of contributions...

Annual management charges (AMC)

Annual management charges are generally applied as a percentage of the fund, for example 0.5% of fund assets per annum...

Policy charges/per member fees

Many pension arrangements have a fee charge calculated as a monetary amount per member...

Switching charges

Switching charges are administration charges levied for switching from one type of investment to another...

Pensions Authority fees

Occupational pension schemes, trust RACs and PRSA providers are subject to fees payable to the Pensions Authority...

Personalise now and find out more...

There is more information that you could learn about planning for retirement in relation to your specific situation.

But first you'll have to tell us more about yourself.