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Important life events

Starting work

Starting work for the first time is one of the most exciting things in life. When you start work, you should take some time to consider your pension arrangements and providing protection for your dependants in the event of death or serious illness.

Your options will depend on your work situation. If you are an employee you may be able to join a pension scheme sponsored by your employer. Employees in the public sector can join their public sector pension scheme. Self-employed can take out a personal pension. Personal Retirement Savings Accounts are open to virtually anyone to save for retirement.