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Pensions on separation and divorce

Impact of death of a non-member

If a non-member who has been granted a designated benefit under a PAO dies (prior to any decision to transfer the designated benefit to another scheme or policy), any payment to his or her estate depends on the circumstances.

If a PAO has been made in favour of a spouse/civil partner and he or she dies prior to the commencement of the designated benefit or if he or she dies following the commencement of the designated benefit but before the member spouse/civil partner, an amount must be paid to his or her estate within 3 months of death.

If a PAO has been made in favour of a dependent child and he or she dies either before or after the commencement of the designated benefit, no payment is made and the order ceases to have effect.