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State pensions

Your State pension will provide you with a basic level of retirement income, provided you qualify. The State pension is intended to ensure that everyone receives a basic standard of living in retirement. For example the full State Pension (Contributory) currently (March 2018) is €243.30 per week or approximately €12,000 per annum. The State pension increases by €10 per week for those over age 80.

Some people do not receive a full State pension because they have not been credited with enough PRSI contribution payments. In these cases lower levels of State pension may be paid.

If you want to find out more about State pensions you should look for information on the Department of Employment Affairs and Social Protection website www.welfare.ie.

State pension age

The State currently (2018) provides two types of retirement pension: State Pension (Contributory) and State Pension (Non-Contributory)...

Additional benefits

In addition to your pension from the State, there may also be a Qualified Adult’s allowance and/or a Qualified Child’s allowance payable, if the conditions for their payment are met...

Entitlement

You will be entitled to a contributory State pension if you pay sufficient PRSI contributions at the appropriate rate while in paid employment...

PRSI contributions

There are a variety of PRSI classes which determine the contribution payable by you and the benefits available to you...

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There is more information that you could learn about planning for retirement in relation to your specific situation.

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