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Your right to information

If you join an occupational pension scheme or take out a personal pension or a PRSA, you are entitled to information about your pension benefits, how the scheme is run and how the pension fund is performing.

This information may take the form of contractual terms, explanatory booklets, announcements and notifications, guides, annual reports and statements.

Some information will be general and some will be personalised for your specific circumstances and personal details.

Basic scheme information - explanatory booklet or contractual terms

You are entitled to basic scheme information when you join a pension scheme or take out a personal pension or PRSA...

Amendments

Members of occupational pension schemes must be notified of any material change to the terms of the scheme, within four weeks of such change...

Investment information and Statement of Investment Policy Principles

A Statement of Investment Policy Principles is a written statement prepared at least every three years by the trustees of occupational pension schemes...

Information about member investment choices and default option

Where you have a choice of investments in a DC scheme you must be given sufficient information regarding the investment options to allow you to make an informed decision...

Personal benefit statements

One of the most important ways for you to stay informed in relation to your pension is by receiving and reviewing your personal benefit statements...

Statement of reasonable projection

A statement of reasonable projection is a statement predicting the likely future value of a pension from a defined contribution scheme or PRSA...

Individual information on retirement, leaving or death

You and your dependants are entitled to information on benefits that have become payable, any options relating to those benefits...

Annual reports for occupational pension schemes

The trustees of all occupational pension schemes (other than one-member arrangements) must either prepare an annual report or have one prepared by someone else...

The role of the Pensions Authority

The Pensions Authority can provide you with general information relating to your pension...

Making a complaint

You can take action should you have a complaint about your pension...

Personalise now and find out more...

There is more information that you could learn about planning for retirement in relation to your specific situation.

But first you'll have to tell us more about yourself.