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Your right to information

Statement of reasonable projection

A statement of reasonable projection is a statement predicting the likely future value of a pension from a defined contribution scheme or PRSA, which is based on assumptions relating to future contributions and investment returns, and the cost of buying an annuity when a member retires.

In projecting the future value of your fund at retirement your pension plan administrator or PRSA provider will have to make a number of economic assumptions regarding future investment returns, interest rates etc. It is important to note that any figures provided regarding your future benefit levels are only projections and you will only know the level of your retirement benefits shortly before you actually retire.