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Important life events

Arrival of children

Generally the arrival of children has limited impact on your pension arrangements. However, the arrival of children could cause a parent to move to part-time working or to take time out of the workforce, with consequential impact on pension eligibility. One of the other main issues to consider is that you have provided sufficiently for your family in the event of your death or disablement.

Some pension arrangements provide additional children's pensions in the event of your death.

If this applies to you, you should inform your employer soon after the birth of children.