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Important life events

Changing jobs

Whenever you move from one job to another, or from employment to self-employment you will have a number of issues to consider. If you have dependants you will need to understand how you can continue to ensure they remain protected in the event of your death or serious illness. You may have an option to continue cover under your existing arrangement (sometimes called a 'continuation option').

If you have a pension arrangement in place, you may have options to take a refund of contributions, leave your benefits where they are or transfer them to another arrangement.

If you are joining a new employer or becoming self-employed, you will need to consider new pension options. You may also have the opportunity to transfer your benefits from one arrangement to the other.