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Important life events

Death of a pension scheme member

Needless to say, the impact of the death of a member of the family is one of the most difficult life events. Your dependants are relying on your pension arrangements and any attaching death benefits that are available to support them. Or alternatively, you could be financially dependent on your spouse, civil partner or other relative.

The State provides a basic pension benefit of approximately €10,000 per annum to widows, widowers and surviving civil partners.

You may also be entitled to a lump sum benefit or dependant's pension on the death of a pension scheme member.

If your spouse/partner or other relative had a personal pension, PRSA or pension entitlements from a previous employment, the value of these may be payable to his or her estate, and distributed in accordance with any will that exists.