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Your right to information


Members of occupational pension schemes must be notified of any material change to the terms of the scheme, within four weeks of such change. Changes must also be outlined in the scheme's trustee annual report.

In addition, for defined benefit schemes, where a change is made which affects accrued benefits, trustees must notify all members (active, deferred and pensioners) of the proposed reductions and this notification must include the circumstances of the application, and the proposed reductions, including general illustrations of their effect. This notification must be provided at least one month in advance of any application to the Pensions Authority for a Section 50 order to reduce benefits.